Tag Archives: Travel

Travel Sites: A Comprehensive Guide to Finding the Best Deals on Flights, Hotels, and Rental Cars

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In the age of the internet, travel planning has become easier than ever before. With a multitude of travel sites at your fingertips, you can compare prices, read reviews, and book your entire trip with just a few clicks. However, with so many options available, it can be overwhelming to know where to start. This guide will provide you with a comprehensive overview of the best travel sites, helping you find the best deals on flights, hotels, and rental cars.

When it comes to finding cheap flights, there are several reputable travel sites that offer a wide range of options. These sites allow you to compare prices from multiple airlines, filter your search by departure and arrival cities, and choose the flights that best fit your budget and schedule. Some popular flight booking sites include Google Flights, Skyscanner, and Kayak.

In addition to finding cheap flights, travel sites can also help you book hotel accommodations. These sites offer a variety of filters to narrow down your search, allowing you to choose hotels based on location, amenities, and price. They also provide detailed descriptions and reviews of each hotel, so you can make an informed decision before booking.

travel sites

Travel sites are a valuable resource for planning and booking your next trip. Here are four important points to keep in mind when using travel sites:

  • Compare prices from multiple sites.
  • Read reviews before booking a hotel.
  • Use filters to narrow down your search.
  • Take advantage of exclusive deals and discounts.

By following these tips, you can find the best deals on flights, hotels, and rental cars, and plan the perfect trip for your needs and budget.

Compare prices from multiple sites.

One of the most important things you can do when booking travel is to compare prices from multiple sites. This will help you ensure that you’re getting the best deal on your flights, hotels, and rental cars.

  • Use a travel search engine. Travel search engines like Google Flights, Skyscanner, and Kayak allow you to compare prices from multiple airlines and online travel agencies in one place. This can save you a lot of time and hassle, and it can help you find the best deals on flights.

    For example, if you’re looking for flights from New York to Los Angeles, you can use Google Flights to compare prices from all the major airlines. You can also filter your search by departure and arrival times, number of stops, and airline. This will help you narrow down your options and find the best flight for your needs.

  • Check airline websites directly. In some cases, you may be able to find better deals by booking directly with the airline. This is especially true if you’re flying on a budget airline or if you’re looking for last-minute flights.

    For example, if you’re flying on Southwest Airlines, you can check their website for exclusive deals and discounts. You may also be able to find cheaper fares by booking in advance or by flying on off-peak days.

  • Sign up for email alerts. Many travel sites offer email alerts that will notify you when prices drop on flights, hotels, or rental cars. This is a great way to stay up-to-date on the latest deals and to book your trip at the best possible price.

    For example, if you’re interested in flying to Europe, you can sign up for email alerts from Google Flights. You’ll receive notifications whenever prices drop on flights from your home airport to major cities in Europe.

  • Use a travel agent. If you’re having trouble finding the best deals on your own, you can always use a travel agent. Travel agents have access to exclusive deals and discounts that are not available to the general public. They can also help you book complex itineraries and arrange for additional services, such as airport transfers and tours.

    For example, if you’re planning a multi-city trip to Southeast Asia, you can use a travel agent to book your flights, hotels, and tours. They can also help you arrange for visas and other travel documents.

By comparing prices from multiple sites, you can save money on your next trip. So be sure to do your research and find the best deals on flights, hotels, and rental cars.

Read reviews before booking a hotel.

When you’re booking a hotel, it’s important to read reviews from other travelers. This can help you avoid making a bad decision and ensure that you have a pleasant stay.

There are a few things to keep in mind when reading hotel reviews:

  • Read both positive and negative reviews. This will give you a balanced view of the hotel and help you make an informed decision.
  • Pay attention to the details. Reviews can tell you a lot about the hotel’s cleanliness, comfort, and amenities. They can also give you insights into the hotel’s staff and service.
  • Be wary of fake reviews. Unfortunately, there are some fake reviews out there. Be skeptical of reviews that are overly positive or negative, and be sure to read multiple reviews before making a decision.

Here are some specific things to look for in hotel reviews:

  • Cleanliness: Is the hotel clean and well-maintained?
  • Comfort: Are the beds comfortable and the rooms spacious?
  • Amenities: Does the hotel have the amenities you need, such as a pool, fitness center, or business center?
  • Staff and service: Are the staff friendly and helpful?
  • Location: Is the hotel located in a convenient and safe area?

By reading reviews before booking a hotel, you can increase your chances of having a pleasant and memorable stay.

In addition to reading reviews on travel sites, you can also find helpful reviews on social media and other online forums. Be sure to read a variety of reviews from different sources to get a well-rounded view of the hotel.

Use filters to narrow down your search.

When you’re searching for flights, hotels, or rental cars on travel sites, it’s important to use filters to narrow down your search results. This will help you find the options that best meet your needs and budget.

Most travel sites offer a variety of filters that you can use to narrow down your search. These filters can be used to specify your departure and arrival cities, travel dates, budget, and other criteria.

For example, if you’re looking for flights from New York to Los Angeles, you can use the following filters to narrow down your search:

  • Departure city: New York
  • Arrival city: Los Angeles
  • Departure date: March 10, 2023
  • Return date: March 17, 2023
  • Budget: $500
  • Airline: United Airlines

By using these filters, you can quickly and easily find flights that meet your specific requirements.

In addition to the basic filters mentioned above, many travel sites also offer advanced filters that allow you to further narrow down your search results. For example, you can use advanced filters to specify the type of aircraft you want to fly on, the number of stops you’re willing to make, and the time of day you want to travel.

Take advantage of exclusive deals and discounts.

Many travel sites offer exclusive deals and discounts that are not available to the general public. These deals can save you money on flights, hotels, and rental cars.

  • Sign up for email alerts. Many travel sites offer email alerts that will notify you when exclusive deals and discounts are available. This is a great way to stay up-to-date on the latest offers and to book your trip at the best possible price.

    For example, if you’re interested in flying to Europe, you can sign up for email alerts from Google Flights. You’ll receive notifications whenever prices drop on flights from your home airport to major cities in Europe.

  • Use travel rewards credit cards. Travel rewards credit cards allow you to earn points or miles on every purchase you make. These points or miles can be redeemed for free flights, hotel stays, and other travel expenses.

    For example, the Chase Sapphire PreferredĀ® Card offers 2 points per dollar spent on travel and dining. You can redeem your points for free flights, hotel stays, and other travel expenses.

  • Join loyalty programs. Many airlines and hotel chains offer loyalty programs that give you access to exclusive deals and discounts. These programs typically require you to sign up for a free account and provide your personal information.

    For example, the United MileagePlus program offers members exclusive discounts on flights, hotel stays, and rental cars. You can also earn miles on every flight you take, which can be redeemed for future travel.

  • Book your trip in advance. In general, the earlier you book your trip, the more likely you are to find good deals on flights and hotels. This is because airlines and hotels often offer discounts to travelers who book in advance.

    For example, if you’re planning a trip to Europe in the summer, you should start booking your flights and hotels several months in advance. This will give you the best chance of finding the best deals.

By taking advantage of exclusive deals and discounts, you can save money on your next trip. So be sure to sign up for email alerts, use travel rewards credit cards, join loyalty programs, and book your trip in advance.

FAQ

Travel sites can be a great way to book your next trip, but it’s important to do your research before you book. Here are a few frequently asked questions about travel sites to help you get started:

Question 1: What are the best travel sites?
There are many different travel sites out there, so it’s important to find one that meets your needs. Some of the most popular travel sites include Google Flights, Skyscanner, Kayak, and Expedia. These sites offer a wide variety of flights, hotels, and rental cars, and they often have exclusive deals and discounts.

Question 2: How can I find the best deals on flights?
The best way to find the best deals on flights is to compare prices from multiple travel sites. You can also sign up for email alerts from your favorite travel sites to stay up-to-date on the latest deals.

Question 3: What are the best travel rewards credit cards?
Travel rewards credit cards can be a great way to save money on travel. These cards allow you to earn points or miles on every purchase you make, which can be redeemed for free flights, hotel stays, and other travel expenses.

Question 4: How can I join loyalty programs?
Many airlines and hotel chains offer loyalty programs that give you access to exclusive deals and discounts. These programs typically require you to sign up for a free account and provide your personal information.

Question 5: What are the best ways to save money on travel?
There are many ways to save money on travel, including booking your trip in advance, traveling during the off-season, and packing light. You can also save money by using travel rewards credit cards and joining loyalty programs.

Question 6: What are the best travel sites for families?
There are many travel sites that cater to families, including Expedia, Priceline, and Orbitz. These sites offer a variety of family-friendly features, such as the ability to book multiple rooms at a discounted rate and search for flights that have family-friendly amenities.

These are just a few of the most frequently asked questions about travel sites. By doing your research and planning ahead, you can save money and have a great trip.

In addition to the FAQs above, here are a few tips to help you get the most out of travel sites:

Tips

In addition to the FAQs above, here are a few tips to help you get the most out of travel sites:

Tip 1: Use a travel search engine. Travel search engines like Google Flights, Skyscanner, and Kayak allow you to compare prices from multiple airlines and online travel agencies in one place. This can save you a lot of time and hassle, and it can help you find the best deals on flights.

Tip 2: Sign up for email alerts. Many travel sites offer email alerts that will notify you when prices drop on flights, hotels, or rental cars. This is a great way to stay up-to-date on the latest deals and to book your trip at the best possible price.

Tip 3: Use a travel rewards credit card. Travel rewards credit cards allow you to earn points or miles on every purchase you make. These points or miles can be redeemed for free flights, hotel stays, and other travel expenses.

Tip 4: Book your trip in advance. In general, the earlier you book your trip, the more likely you are to find good deals on flights and hotels. This is because airlines and hotels often offer discounts to travelers who book in advance.

By following these tips, you can save money on your next trip and have a great experience.

Travel sites are a valuable resource for planning and booking your next trip. By using travel sites wisely, you can save money, find the best deals, and have a great trip.

Conclusion

Travel sites are a valuable resource for planning and booking your next trip. By using travel sites wisely, you can save money, find the best deals, and have a great experience.

Here are a few key points to remember when using travel sites:

  • Compare prices from multiple travel sites.
  • Read reviews before booking a hotel.
  • Use filters to narrow down your search.
  • Take advantage of exclusive deals and discounts.

By following these tips, you can make the most of travel sites and have a great trip.


Travel Sites: A Comprehensive Guide to Finding the Best Deals on Flights, Hotels, and Rental Cars

Is Time Travel Possible?

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Time travel is a concept that has captivated the human imagination for centuries. The idea of being able to journey through time, either to the past or the future, has been explored in countless works of fiction and has been the subject of much scientific speculation.

While time travel remains a theoretical possibility, there is currently no known way to achieve it. However, some scientists believe that it may be possible in the future, if we can develop a way to manipulate spacetime.

In this article, we will explore the science of time travel and discuss the possibilities and challenges involved.
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Is Time Travel Possible?

Time travel is a concept that has fascinated humans for centuries. The idea of being able to journey through time, either to the past or the future, has been explored in countless works of fiction and has been the subject of much scientific speculation.

  • Theoretically possible
  • Requires manipulation of spacetime
  • May have negative consequences
  • Requires advanced technology
  • May be limited by physical laws
  • Unproven and speculative

While time travel remains a theoretical possibility, there is currently no known way to achieve it. However, some scientists believe that it may be possible in the future, if we can develop a way to manipulate spacetime.

Theoretically possible

Time travel is theoretically possible according to the laws of physics, but it requires the ability to manipulate spacetime. Spacetime is the fabric of the universe, and it can be curved or warped by objects with mass and energy. This means that it may be possible to travel through time by finding a way to create a wormhole or other shortcut in spacetime.

One way to create a wormhole is to use a black hole. Black holes are regions of spacetime where gravity is so strong that nothing, not even light, can escape. However, it is thought that it may be possible to create a wormhole by connecting two black holes together. This would create a shortcut through spacetime, allowing objects to travel from one point in the universe to another without having to travel the entire distance.

Another way to manipulate spacetime is to use negative energy. Negative energy is a hypothetical form of energy that has the opposite effect of positive energy. It is thought that negative energy could be used to create a spacetime warp, which could then be used for time travel.

However, there are many challenges that would need to be overcome before time travel becomes a reality. One challenge is that it is not clear how to create or control wormholes or negative energy. Another challenge is that time travel could have negative consequences, such as creating paradoxes or disrupting the timeline.

Overall, time travel is a theoretically possible but highly speculative concept. There are many challenges that would need to be overcome before time travel becomes a reality, and it is not clear whether it will ever be possible.

Requires manipulation of spacetime

Time travel requires the ability to manipulate spacetime. Spacetime is the fabric of the universe, and it can be curved or warped by objects with mass and energy. This means that it may be possible to travel through time by finding a way to create a wormhole or other shortcut in spacetime.

One way to create a wormhole is to use a black hole. Black holes are regions of spacetime where gravity is so strong that nothing, not even light, can escape. However, it is thought that it may be possible to create a wormhole by connecting two black holes together. This would create a shortcut through spacetime, allowing objects to travel from one point in the universe to another without having to travel the entire distance.

Another way to manipulate spacetime is to use negative energy. Negative energy is a hypothetical form of energy that has the opposite effect of positive energy. It is thought that negative energy could be used to create a spacetime warp, which could then be used for time travel.

However, there are many challenges that would need to be overcome before time travel becomes a reality. One challenge is that it is not clear how to create or control wormholes or negative energy. Another challenge is that time travel could have negative consequences, such as creating paradoxes or disrupting the timeline.

Overall, time travel is a theoretically possible but highly speculative concept. There are many challenges that would need to be overcome before time travel becomes a reality, and it is not clear whether it will ever be possible.

May have negative consequences

Time travel could have a number of negative consequences, including:

  • Creating paradoxes

    One of the most well-known potential consequences of time travel is the creation of paradoxes. A paradox is a situation in which two contradictory events or statements are both true. For example, if someone were to travel back in time and kill their own grandfather, this would create a paradox because it would mean that they would never have been born. There are many other paradoxes that could be created by time travel, and it is not clear how to resolve them.

  • Disrupting the timeline

    Time travel could also disrupt the timeline. The timeline is the sequence of events that have happened in the past, present, and future. If someone were to travel back in time and change something, this could have a ripple effect that changes the entire timeline. For example, if someone were to travel back in time and prevent the assassination of Archduke Franz Ferdinand, this could lead to a completely different world where World War I never happened.

  • Causing unintended consequences

    Even if time travel were possible without creating paradoxes or disrupting the timeline, it could still have unintended consequences. For example, if someone were to travel back in time and give their younger self a winning lottery ticket, this could lead to that person becoming addicted to gambling or making other poor decisions that could ruin their life.

  • Altering the past

    Time travel could also be used to alter the past, which could have both positive and negative consequences. For example, someone could travel back in time to prevent a tragedy from happening, or they could travel back in time to change the outcome of a war. However, it is important to remember that altering the past could have unintended consequences, and it is not always possible to predict what those consequences will be.

Overall, the potential negative consequences of time travel are significant, and it is important to consider them carefully before attempting to travel through time.

Requires advanced technology

Time travel requires advanced technology that is beyond our current capabilities. In order to travel through time, we would need to be able to manipulate spacetime, which is the fabric of the universe. This would require a deep understanding of physics, as well as the ability to create and control powerful energy sources.

  • Wormhole generators

    One possible way to travel through time is to use a wormhole. A wormhole is a hypothetical shortcut through spacetime that could connect two different points in the universe. If we could create a wormhole generator, we could use it to travel from one point in time to another.

  • Time machines

    Another possible way to travel through time is to use a time machine. A time machine is a hypothetical device that could allow us to travel through time without the use of a wormhole. However, it is not clear how to build a time machine, and it is possible that it may be impossible to do so.

  • Negative energy

    Another possible way to travel through time is to use negative energy. Negative energy is a hypothetical form of energy that has the opposite effect of positive energy. It is thought that negative energy could be used to create a spacetime warp, which could then be used for time travel.

  • Cosmic strings

    Cosmic strings are hypothetical one-dimensional objects that are thought to exist in the universe. It is thought that cosmic strings could be used to create wormholes, which could then be used for time travel.

Overall, the development of time travel technology is a major challenge. However, if we can overcome these challenges, it may be possible to travel through time in the future.

May be limited by physical laws

Time travel may be limited by physical laws, such as the laws of thermodynamics. The laws of thermodynamics state that entropy, or disorder, always increases over time. This means that it may be impossible to travel back in time and change the past, as any changes that are made will eventually be undone by the forces of entropy.

Another physical law that may limit time travel is the speed of light. The speed of light is the fastest possible speed at which anything can travel in the universe. This means that it would take a very long time to travel to even the nearest stars, and it would be impossible to travel to galaxies that are billions of light-years away.

Finally, the laws of quantum mechanics may also limit time travel. Quantum mechanics is the theory that describes the behavior of matter at the atomic and subatomic level. According to quantum mechanics, it is impossible to know the exact position and momentum of a particle at the same time. This uncertainty principle may make it impossible to travel through time, as it would be impossible to know exactly where and when you would end up.

Overall, it is possible that time travel may be limited by physical laws. These laws may make it impossible to travel back in time and change the past, or they may make it impossible to travel to distant stars or galaxies. It is also possible that quantum mechanics may make it impossible to travel through time altogether.

However, it is important to note that our understanding of physics is incomplete. It is possible that new discoveries in the future will allow us to overcome the limitations of the laws of thermodynamics, the speed of light, and quantum mechanics. Therefore, it is still possible that time travel may be possible in the future.

Unproven and speculative

Time travel is a highly speculative concept that has not been proven. There is no scientific evidence to support the idea that time travel is possible, and it is not clear how it could be achieved.

  • Lack of empirical evidence

    One of the main reasons why time travel is considered unproven and speculative is the lack of empirical evidence. There have been no experiments or observations that have demonstrated that time travel is possible. This makes it difficult to take the idea of time travel seriously.

  • Theoretical challenges

    In addition to the lack of empirical evidence, there are also a number of theoretical challenges that make the idea of time travel seem unlikely. For example, it is not clear how to travel faster than the speed of light, and it is not clear how to create a wormhole. These challenges make it difficult to imagine how time travel could be possible.

  • Philosophical objections

    There are also a number of philosophical objections to the idea of time travel. For example, some philosophers argue that time travel would lead to paradoxes, such as the grandfather paradox. Others argue that time travel would violate the laws of causality. These philosophical objections make it difficult to believe that time travel is possible.

  • Lack of scientific consensus

    Finally, it is important to note that there is no scientific consensus on the possibility of time travel. There are some scientists who believe that time travel is possible, but there are also many scientists who believe that it is impossible. The lack of scientific consensus makes it difficult to say whether or not time travel is possible.

Overall, the idea of time travel is unproven and speculative. There is no scientific evidence to support the idea that it is possible, and there are a number of theoretical and philosophical challenges that make it seem unlikely. However, it is important to note that our understanding of science is incomplete, and it is possible that new discoveries in the future will make time travel possible.

FAQ

Here are some frequently asked questions about time travel:

Question 1: Is time travel possible?
Answer: Time travel is a theoretical possibility, but it has not been proven. There are a number of challenges that would need to be overcome before time travel becomes a reality, such as the need to manipulate spacetime and the potential for paradoxes.

Question 2: What are the different theories of time travel?
Answer: There are a number of different theories of time travel, including the grandfather paradox, the bootstrap paradox, and the many-worlds interpretation. Each of these theories has its own strengths and weaknesses.

Question 3: What are the potential benefits of time travel?
Answer: Time travel could have a number of potential benefits, such as the ability to prevent tragedies, to learn from the past, and to explore the future. However, it is important to note that time travel could also have negative consequences.

Question 4: What are the potential risks of time travel?
Answer: Time travel could have a number of potential risks, such as the creation of paradoxes, the disruption of the timeline, and the unintended consequences of changing the past. It is important to carefully consider the risks before attempting to travel through time.

Question 5: Is it possible to travel back in time to prevent tragedies?
Answer: It is possible that time travel could be used to prevent tragedies, but it is also possible that it could make them worse. It is important to remember that changing the past could have unintended consequences.

Question 6: Is it possible to travel to the future?
Answer: It is possible that time travel could be used to travel to the future, but it is not clear how this could be done. It is also important to remember that the future is constantly changing, so it is difficult to predict what it will be like.

Question 7: Will time travel ever be possible?
Answer: It is possible that time travel may be possible in the future, but it is not clear when or how this will happen. It is important to remember that time travel is a highly speculative concept, and there are many challenges that would need to be overcome before it becomes a reality.

These are just a few of the most frequently asked questions about time travel. As our understanding of science continues to grow, we may learn more about the possibility of time travel in the future.

In the meantime, it is important to remember that time travel is still a theoretical concept, and there are many challenges that would need to be overcome before it becomes a reality.

Tips

Here are a few tips for understanding the concept of time travel:

Tip 1: Understand the different theories of time travel.
There are a number of different theories of time travel, each with its own strengths and weaknesses. It is important to understand the different theories in order to evaluate the possibility of time travel.

Tip 2: Consider the potential benefits and risks of time travel.
Time travel could have a number of potential benefits, such as the ability to prevent tragedies, to learn from the past, and to explore the future. However, it is also important to consider the potential risks, such as the creation of paradoxes, the disruption of the timeline, and the unintended consequences of changing the past.

Tip 3: Be aware of the scientific challenges of time travel.
There are a number of scientific challenges that would need to be overcome before time travel becomes a reality. These challenges include the need to manipulate spacetime and the potential for paradoxes.

Tip 4: Remember that time travel is still a theoretical concept.
It is important to remember that time travel is still a theoretical concept, and there is no guarantee that it will ever be possible. However, it is an exciting and thought-provoking concept that has captured the imagination of people for centuries.

By following these tips, you can gain a better understanding of the concept of time travel and its potential implications.

Time travel is a fascinating and complex concept that raises a number of important questions. While it is not clear whether or not time travel will ever be possible, it is a concept that will continue to fascinate and inspire people for centuries to come.

Conclusion

The question of whether or not time travel is possible is a complex one. There are a number of theoretical possibilities for time travel, but there are also a number of challenges that would need to be overcome before it becomes a reality.

One of the main challenges of time travel is the need to manipulate space-time. Space-time is the fabric of the universe, and it can be curved or deformed by objects with mass and energy. However, it is not clear how to create or control wormholes or negative energy, which are two possible ways to manipulate space-time.

Another challenge of time travel is the potential for paradoxes. A paradox is a situation in which two contradictory events or statements are both true. For example, if someone were to travel back in time and kill their own grandfather, this would create a paradox because it would mean that they would never have been born. There are a number of different theories about how to resolve paradoxes, but it is not clear which theory is correct.

Overall, the question of whether or not time travel is possible is still an open one. There are a number of theoretical possibilities for time travel, but there are also a number of challenges that would need to be overcome before it becomes a reality.

Despite the challenges, the idea of time travel is a fascinating one. It raises a number of important questions about the nature of time and the possibilities for the future. While it is not clear whether or not time travel will ever be possible, it is a concept that will continue to fascinate and inspire people for centuries to come.


Is Time Travel Possible?

Travel Insurance For Cruises – Peace of Mind Or Ripoff?

Travel Insurance for Cruises –

To Buy or Not to Buy
Cruise Line Insurance
Third Party Insurance
Processing a Claim

To buy or not to buy –

Buying insurance is like betting against yourself – not always the most satisfying thing to do – but almost always worth the peace of mind, not to mention the protection afforded.

Several factors need to be assessed to determine if travel insurance is a good idea – and it almost always is – as well as how much coverage you really need. Buying too much or too little coverage can be almost as bad having none at all.

In order to make an informed decision – be aware of these facts:

– Almost all cruise deposits are fully refundable

– Nothing is at risk until under full payment which is usually required 70 to 75 days prior to departure.

– The real financial risk comes in the month prior to departure, should you have to cancel. The penalty scale varies from one cruise line to another but as a rule of thumb, the closer to sailing the less the refund. For example, if you cancel 60 days prior to departure you might be eligible for an 80% refund, but within 30 days it could be 50% or less. Cancel within two weeks of departure you will probably lose 100% of your cruise fare.

(We know what you are thinking. It doesn’t matter whether they sell your cabin to someone else or not. They will…and still keep as much of your money as the fine print and the letter of the law will allow. To quote Tony Soprano (…or was it Michael Corleone?) – “It’s just business, nothing personal.”)

Cruise line insurance –

The best we can say about the coverage offered by cruise lines is that it is convenient. It is a high profit up-sell for the cruise line and they will slip it in as a line item when totaling up your final cost if you don’t specifically request that it be deleted. Unless you need the coverage and simply do not have the time to shop elsewhere, have them remove the fee and recalculate the total.

Cancellation insurance offered by the cruise line is a “one-size-fits-all” product. No customization is possible. Additionally, it only covers your cruise investment and not any other add-ons that you may have arranged on your own – such as non-refundable air tickets, cancellation fees associated with a hotel, car rentals, etc.

Third party insurance –

Highly recommended due to customization possibilities – third party insurance often provides better coverage for the same or less money. Premiums are flexible depending on:

A. The dollar amount to be covered

B. Extent of reasons for cancellation that you might need covered (from personal illness or injury to just changing your mind)

C. Ages of the travelers

Steps to purchasing third party insurance –

Determine the amount of money that you would need to recoup in an emergency or last minute cancellation. Next, realistically assess possible reasons that could cause you to cancel.

Questions to ask:

1. Do you have any non-traveling family members or relatives at risk because of disease or age where a change in condition might cause you to have to cancel?

2. Might a business reason require cancellation – change of employment status – loss of job, etc.? If self-employed or a business owner – could an unforeseen circumstance such as the departure of a key employee, etc. require you to stay home?

3. Does any member of the traveling party have a condition that could require medical evacuation or premature departure from the cruise?

4. Is anyone in your traveling party a “high risk” individual – one with a propensity for skateboarding down steep mountain roads in a thunderstorm at night?

Armed with answers to the above questions – visit a travel insurance website and use the online comparison tools to determine which policy best suits your needs. If the idea of doing research online does not appeal to you – ask your travel agent if they are licensed to sell third party travel insurance. If the answer is yes, provide them with the answers to items above and request suggestions accordingly.

Tip – Many third party insurers – offer enhanced coverage at no additional cost if the insurance is purchased within 15 days of the initial deposit to the cruise line. This “free” expanded coverage can often double the medical emergency and repatriation allowance; as well as provide coverage for “just changing your mind”. (To date, we know of no one who has tested this last reason, so read the find print carefully.)

Processing a claim –

An unfortunate reality of the insurance industry is that initial denial of claims is too often standard operating procedure. The best way to assure that your claim is valid and payable in the eyes of the insurance company is to document, document, document. Obtain corroborating documentation for everything. Take photos, if possible. Get a picture of that Orangutan that bit you. Get a cell phone camera shot of the Rickshaw that ran over Aunt Martha.

Rest assured there will be at least one doctor, several nurses and state-of-the-art medical facilities on board the ship- as required by law. However, if you seek treatment from the on board medical staff you will be billed. Big Time!

If you expect reimbursement from the insurance provider for these on board medical expenses, get the full name and title of the ship’s Albanian Dr. Kildare – even though it may be unpronounceable and look more like an eye chart than a proper surname. Be forewarned; however, the good doctor may shamelessly flirt throughout the examination – even if you are female. And, again, we know what you are thinking. Just because you agree to go to his cabin for a private viewing of his fossilized Platypus Egg collection, doesn’t mean you won’t see a line item on your end-of-cruise statement for medical services rendered.

Be sure to hang on to any invoices or receipts resulting from on board medical treatment – plus any other written materials, labels of medications dispensed, etc. Make sure they are marked “paid”. This will help immensely in securing prompt reimbursement from the insurance company.

Where to buy insurance for your cruise travel? Like any major purchase, it pays to shop around – and also to make sure you are dealing with a reputable company – such as Travel Guard, Travelex, Access America or CSA Travel Protection.

Bon voyage, and may you never have to make a claim. – LC